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With financial markets still not working smoothly two months after almost shutting down, the Federal Reserve unveils further steps aimed at lowering borrowing costs for consumers and home buyers.

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The average annual interest rates charged on popular types of credit cards wavered this week, after dropping for the last four weeks, according to Bankrate.com Tuesday.

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In a further bid to stimulate lending, the Federal Reserve and the Treasury announce new steps to lower borrowing costs for consumers and home buyers, to the tune of up to $800 billion.

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